Ontario's Residential Tenancies Act provides strong protections for tenants. Key rights include protection against unlawful evictions, limits on rent increases (2.5% for 2023), and the right to a habitable living space. Landlords must follow strict procedures for evictions and cannot retaliate against tenants who assert their rights.

Closing costs typically include land transfer tax (varies by province), legal fees (1-2% of purchase price), title insurance, home inspection, appraisal fees, and property tax adjustments. First-time buyers in some provinces may qualify for land transfer tax rebates. Always budget 1.5-4% of the purchase price for closing costs.

Common joint ownership structures include Joint Tenancy (right of survivorship, equal shares) and Tenancy in Common (unequal shares possible, no automatic survivorship). Consider a co-ownership agreement to outline responsibilities, exit strategies, and dispute resolution. Each structure has different legal and tax implications - consult a real estate lawyer before deciding.